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Planning for the Off-Season: How Smart Pet Care Owners Build Cash Flow Resilience
Every pet care business has a rhythm. Boarding surges around the holidays and summer travel season, then quiets down when families stay home. Grooming ebbs and flows, while daycare hums along steadily. The owners who thrive aren’t necessarily the ones with the busiest December; they’re the ones who use the busy months to prepare for the slower ones.
How SBA 7(a) Financing Can Help Death Care Businesses Solve Their Biggest Challenges
The death care industry has always been built on service, trust, and long-term
community relationships. Yet today’s funeral home and cemetery owners face a new set
of challenges that threaten growth and profitability.
Your Personal Financial Statement (PFS) Isn’t a Trap. It’s a Ticket
You’re applying for an SBA loan. The conversation is going well, your business case is solid, and you have a great relationship with your lender. Then you review the Personal Financial Statement (PFS), and something shifts.
Environmental Permit Renewals: Why Poultry Growers Need to Be Proactive
There’s a phone call that poultry lenders hope to avoid. It goes something like this: the closing is scheduled, the loan package is built, the integrator contract is in hand, and everything has been moving toward a close. Then someone checks the environmental permits.
Spring Maintenance for Poultry Farmers: What to Consider
Every year, as winter comes to an end, it’s time to adjust your mindset and create a plan as you prepare for spring.
Poultry Farm Construction – Where to Start?
If building a commercial poultry farm is on your mind, you’re not alone! The poultry industry is booming, and poultry sales are expected to remain strong. However, getting into poultry farming can be quite complex.
Winter Preparation: A Primer for Poultry Farming Operations
Winter is here, and it’s likely to get colder! Whether you’re running a poultry farm in mild or frigid environments, the measures you take before the first frost can make all the difference in protecting your investment and allowing your production systems to run smoothly all through the coldest of months.
Poultry Farm Construction – Where to Start?
If building a commercial poultry farm is on your mind, you’re not alone! The poultry industry is booming, and poultry sales are expected to remain strong. However, getting into poultry farming can be quite complex.
Farm to Fork: How Much Money Spent on Food Goes to the Farmer?
When you buy a gallon of milk for $4, or order a burger at your favorite neighborhood restaurant for $15, what percentage goes back to where it begins – the farmers? The answer might surprise you and reflect the intricate paths food takes from farm to fork.
Winter Preparation: A Primer for Poultry Farming Operations
Winter is here, and it’s likely to get colder! Whether you’re running a poultry farm in mild or frigid environments, the measures you take before the first frost can make all the difference in protecting your investment and allowing your production systems to run smoothly all through the coldest of months.
Farm Safety: A Profitable Investment
At First Financial Bank, we’ve gathered an important lesson from years of serving agricultural businesses.
Planning for the Off-Season: How Smart Pet Care Owners Build Cash Flow Resilience
Every pet care business has a rhythm. Boarding surges around the holidays and summer travel season, then quiets down when families stay home. Grooming ebbs and flows, while daycare hums along steadily. The owners who thrive aren’t necessarily the ones with the busiest December; they’re the ones who use the busy months to prepare for the slower ones.
Starting a Pet Care Business: Finding & Funding Your Dream
The pet industry continues to be one of the fastest growing in America, spending an estimated $157 billion/year on our furry friends. Whether you want to run a pet boarding facility, open a doggy daycare, or operate a full-service pet resort, now is the time for animal lovers to turn their passion into profit.
Planning to Buy a Veterinary Practice?
Looking to buy an existing veterinary practice? Take this quiz and see how much you already know – and where you might need some additional guidance as you plan to buy a vet clinic.
Making it Easier to Navigate the Process to Your Veterinary Loan
Thinking about buying or building a veterinary practice? Managing Director of First Financial Bank’s Professional Services Division, Schwanda Flowers, PharmD, provides some insights to help you navigate the business loan process successfully.
How to Read a Balance Sheet for a Veterinary Practice/Clinic
Thinking about buying a veterinary practice or clinic? Looking at the financials will be important in your due diligence – including the latest balance sheet.
Enhancing the Accounting Practices for Your Veterinary Clinic / Hospital
Applying best practices helps you provide great healthcare to your patients. Your veterinary business’ finances can also benefit from leveraging the best practices – of accounting.