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SBA Financing for Funeral Homes and Cemeteries: Why It’s a Smart Decision

Acquiring or owning a funeral home is more than just a business opportunity; it is a chance to serve your community in its hardest times. Whether you’re acquiring or growing your business, the right financial resources are key to a successful business.


Your Personal Financial Statement (PFS) Isn’t a Trap. It’s a Ticket

You’re applying for an SBA loan. The conversation is going well, your business case is solid, and you have a great relationship with your lender. Then you review the Personal Financial Statement (PFS), and something shifts.

How to Make a Small Business Budget That Works

Developing a business budget may sound straightforward, but many small business owners struggle to create one that truly works for them.

Food Preferences Are Changing. How Will It Affect Farmers?

The American grocery aisle looks different from what it did ten years ago. Refrigerated case space has grown, and the center store has gotten much smaller.

Farm Safety: A Profitable Investment

At First Financial Bank, we’ve gathered an important lesson from years of serving agricultural businesses.


Questions about Your Loan Needs?


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Using an SBA Loan to Buy a Franchise

If purchasing a franchise is the right choice for you, SBA loans are a financing option to consider.

Planning for the Off-Season: How Smart Pet Care Owners Build Cash Flow Resilience

Every pet care business has a rhythm. Boarding surges around the holidays and summer travel season, then quiets down when families stay home. Grooming ebbs and flows, while daycare hums along steadily. The owners who thrive aren’t necessarily the ones with the busiest December; they’re the ones who use the busy months to prepare for the slower ones.

How SBA 7(a) Financing Can Help Death Care Businesses Solve Their Biggest Challenges

The death care industry has always been built on service, trust, and long-term
community relationships. Yet today’s funeral home and cemetery owners face a new set
of challenges that threaten growth and profitability.

Your Personal Financial Statement (PFS) Isn’t a Trap. It’s a Ticket

You’re applying for an SBA loan. The conversation is going well, your business case is solid, and you have a great relationship with your lender. Then you review the Personal Financial Statement (PFS), and something shifts.

Ten Tips for Starting Your Commercial Poultry Farm

Are you thinking about building a commercial poultry farm and turning it into a thriving business? There are several important things to consider before entering the poultry industry.

How to Extend the Life of Poultry Houses & Equipment

A commercial poultry house is one of the biggest single investments most growers will ever make. Between the structure itself, the ventilation and climate systems, feeders, waterers, and controllers, you’re looking at hundreds of thousands of dollars per house before a single bird arrives. So, here’s a question worth asking on a regular basis: how long will all of it last?

Environmental Permit Renewals: Why Poultry Growers Need to Be Proactive

There’s a phone call that poultry lenders hope to avoid. It goes something like this: the closing is scheduled, the loan package is built, the integrator contract is in hand, and everything has been moving toward a close. Then someone checks the environmental permits.

Spring Maintenance for Poultry Farmers: What to Consider

Every year, as winter comes to an end, it’s time to adjust your mindset and create a plan as you prepare for spring.


How to Extend the Life of Poultry Houses & Equipment

A commercial poultry house is one of the biggest single investments most growers will ever make. Between the structure itself, the ventilation and climate systems, feeders, waterers, and controllers, you’re looking at hundreds of thousands of dollars per house before a single bird arrives. So, here’s a question worth asking on a regular basis: how long will all of it last?

When Town Moves Toward the Farm: How One Dairy Family Is Navigating Growth

Drive through Cache Valley in northern Utah, and you witness two futures sharing the same ground. The valley has been a dairy and crop center for more than 150 years, but Logan, the college town at its center and the fastest-growing city in the region, keeps pushing outward.

Environmental Permit Renewals: Why Poultry Growers Need to Be Proactive

There’s a phone call that poultry lenders hope to avoid. It goes something like this: the closing is scheduled, the loan package is built, the integrator contract is in hand, and everything has been moving toward a close. Then someone checks the environmental permits.

Food Preferences Are Changing. How Will It Affect Farmers?

The American grocery aisle looks different from what it did ten years ago. Refrigerated case space has grown, and the center store has gotten much smaller.


Planning for the Off-Season: How Smart Pet Care Owners Build Cash Flow Resilience

Every pet care business has a rhythm. Boarding surges around the holidays and summer travel season, then quiets down when families stay home. Grooming ebbs and flows, while daycare hums along steadily. The owners who thrive aren’t necessarily the ones with the busiest December; they’re the ones who use the busy months to prepare for the slower ones.

Starting a Pet Care Business: Finding & Funding Your Dream

The pet industry continues to be one of the fastest growing in America, spending an estimated $157 billion/year on our furry friends. Whether you want to run a pet boarding facility, open a doggy daycare, or operate a full-service pet resort, now is the time for animal lovers to turn their passion into profit.


Planning to Buy a Veterinary Practice?

Looking to buy an existing veterinary practice? Take this quiz and see how much you already know – and where you might need some additional guidance as you plan to buy a vet clinic.

Making it Easier to Navigate the Process to Your Veterinary Loan

Thinking about buying or building a veterinary practice? Managing Director of First Financial Bank’s Professional Services Division, Schwanda Flowers, PharmD, provides some insights to help you navigate the business loan process successfully.

How to Read a Balance Sheet for a Veterinary Practice/Clinic

Thinking about buying a veterinary practice or clinic? Looking at the financials will be important in your due diligence – including the latest balance sheet.

Enhancing the Accounting Practices for Your Veterinary Clinic / Hospital

Applying best practices helps you provide great healthcare to your patients. Your veterinary business’ finances can also benefit from leveraging the best practices – of accounting.

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