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Pay Yourself First: The Secret to Saving Money and Securing Your Financial Future

In the world of personal finance, a simple yet powerful concept can help you build wealth and achieve your financial goals: “Pay Yourself First.” This strategy involves prioritizing your savings and investments by setting aside a portion of your income before addressing other expenses. In this article, we’ll explore how the “Pay Yourself First” approach works, why it’s essential, and how you can start implementing it in your own financial life.

What is a Home Equity Line of Credit vs. a Home Loan?

You have heard the term “HELOC” or “home equity line of credit” – but what does that really mean? Is it the same as a home equity loan or something entirely different? As a homeowner, it is important to know the difference.

Questions about Your Loan Needs?


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Small Business Loans for Women: Funding Your Plans

The number of small business loans to women has increased dramatically in recent years. At First Financial Bank, we’re proud to help continue this positive trend.

SBA SOP Updates: What Do They Mean For You?

Small Business Administration (SBA) loans help launch many small businesses every year. So what does it mean to you when there are changes to their Standard Operating Procedures (SOP)?

Small Businesses Thriving with SBA Loans

According to the U.S. Chamber of Commerce, almost 46% of Americans are employed by a small business.

SBA Loan FAQs: Your Top Questions about Collateral

If you are looking to buy a business and have heard that a Small Business Administration loan (an “SBA loan”) is a great way to support your efforts, you might have some questions about “collateral” for the loan.

Why Lease Farm Equipment and Buildings?

Do you need to acquire a piece of agricultural equipment or a farm building to replace one that has worn out or to expand your operations? Leasing may be a great option for you.

Keeping Poultry Farm Expenses Down

Are you looking to keep your poultry farm expenses down? Poultry farming can be expensive, but you can cut costs and increase your farm’s bottom line in several ways.

What is the Process for Purchasing a Poultry Farm?

Do you find yourself wondering: How can I start a poultry business? Purchasing an existing poultry farm is one way to crack into the industry and embark on a profitable venture.

Farm Loan Requirements

Are you looking to buy a farm – and not sure where to find the right loan or what you’ll need to secure it to support your plans? Learn more about the requirements for farm land loans here.

The Pharmacy Business Plan: A Complete Guide

You’ve made the decision – maybe even picked out the exact property – to build or buy a pharmacy. How do you sell your vision to a funder? Your pharmacy business plan is the answer.

Questions about Your Loan Needs?


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Starting a Pet Business: Loan Payment Calculator

Are you looking to start a pet business? If you are, a small business loan may need to be part of your plans. And being able to estimate your loan payments can help you get ready for your next steps.

Clear a Path to a Successful Pet Care Business Loan

What are some of the things you can do to make it easier for your lender to assess your business loan application? Managing Director of First Financial Bank’s Professional Services Division, Schwanda Flowers, Pharm D, provides some insights into how to remove roadblocks and smooth the path for evaluating your first pet-oriented business loan request.

Planning to Buy a Veterinary Practice?

Looking to buy an existing veterinary practice? Take this quiz and see how much you already know – and where you might need some additional guidance as you plan to buy a vet clinic.

Business Loan Payment Calculator: Estimate the Payments for Your Veterinary Practice/Clinic Loan

Been thinking about building, buying or refinancing a loan for your veterinary practice?

Making it Easier to Navigate the Process to Your Veterinary Loan

Thinking about buying or building a veterinary practice? Managing Director of First Financial Bank’s Professional Services Division, Schwanda Flowers, PharmD, provides some insights to help you navigate the business loan process successfully.

How to Read a Balance Sheet for a Veterinary Practice/Clinic

Thinking about buying a veterinary practice or clinic? Looking at the financials will be important in your due diligence – including the latest balance sheet.

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