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Your Personal Financial Statement (PFS) Isn’t a Trap. It’s a Ticket

You’re applying for an SBA loan. The conversation is going well, your business case is solid, and you have a great relationship with your lender. Then you review the Personal Financial Statement (PFS), and something shifts.

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Business Loan Payment Calculator: Estimate the Payments for Your Independent Pharmacy Loan

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Guide to Buying an Independent Pharmacy

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Small Business Accounting for Your Pet Care Business

What is a PEO and is it Right for Your New Veterinary Practice?

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Small Business Loans for Women: Funding Your Plans

The Pharmacy at the Heart of a Rural Community

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SBA Loan FAQs: Your Top Questions about Collateral

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SBA Loan FAQs: Personal Guarantees, Secured Loan vs Unsecured and More.

You are interested in building or buying a business – and you’ve heard that Small Business Administration (SBA) loans are a good idea. But what does all that jargon mean? What are things like “secured vs. unsecured loans” and “personal guarantees”? Find the answers to some of the most frequently asked questions here.

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Using an SBA loan to buy a business

Have you heard that a Small Business Administration loan (or “SBA loan”) is what you need to help make your business plan a reality? As an SBA Preferred Lender, First Financial Bank can provide you with the information you need to navigate the SBA loan process.

Small Business Tax Tips

As a small business owner, you are responsible for paying taxes on what your business earns. But you only want to pay what you owe – no more and no less. What can you do to optimize your tax liability? Here are some tips that may help.

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How to Read a Balance Sheet for a Small Business

Reading the balance sheet isn’t everything, but it will provide a snapshot of the business’ financial health.

Quiet Quitting: What Is It and How Can You Re-Engage Those Employees?

Understanding the concept of quiet quitting can refocus your attention on your most valuable asset for delivering quality customer service: your employees. Learn what quiet quitting is and how you can address the problem.

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Small Business Trends

Small businesses must remain nimble and adapt to changing economic conditions. Leveraging small business trends can help.

When to Hire in Your Small Business

Balancing skills, workload, and staffing levels is challenging for a business owner. Some tips to help identify when the time might be right to make changes.

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