Dallas, Texas: In the Business of YOU.

Whether you’re cheering on America’s team, taking your family to the Texas State Fair, or enjoying a quiet stroll through the Art Museum – Dallas, Texas, is the place to be. It is one of the country’s largest cities and headquarters to many of the Fortune 500. Perhaps you’re looking to start a new pharmacy, vet practice, or pet care business or are interested in securing capital for your farm – we offer a wide range of flexible terms tailored to your unique business. Contact us to discuss your business goals.

Our Business Loans

Vet treating cat.

Veterinary Loans

You’re dedicated to keeping your animals healthy, and we’re dedicated to keeping your veterinary business financially strong with expert advice and lending for acquisitions, start-ups and expansions. As one of the nation’s leading small business lenders, we’re here with the resources and veterinary-specific expertise you need to help you reach your business goals.

Woman being waited on at the pharmacy counter.

Pharmacy Loans

Our customers have the entrepreneurial spirit to build something bigger than themselves. Whether it’s starting their first independent pharmacy or growing a network of independent pharmacies, we are instrumental in providing pharmacy loans and bringing dreams to fruition.

Pet Care Loans

You’re dedicated to improving the quality of life for our animals, and we’re here for you. High-touch service with industry professionals are readily available to help start or grow your pet care business, right here in Dallas, Texas.

Farm and Ranch Loans

We proudly serve all 50 United States with farm and ranch loans. Large or small, we can accommodate your real estate financing needs.

Poultry Loans

Chances are other lenders couldn’t tell you a thing about poultry farming, but they’ll still issue you a loan. That’s not the First Financial Bank way. We offer a vast working knowledge of the poultry industry and know how to customize terms that are suited to a poultry farmer’s unique needs.

Small Business Loans

As a preferred lender, we know SBA loans. Our team of experts will guide you through the entire process — and get the funds you need fast.

Say hello.

  • Man smiling.

    Bo Garmon

    Loan Officer

    The entrepreneurial spirit burns bright in the clients Bo guides through the intricacies of the process to pharmacy ownership. With his 20 years of experience in retail and commercial banking, clients gain a seasoned advisor who is instrumental in helping them achieve their goals.

    Outside of work, you can find Bo and his high energy family engaged in variety of activities, including travel and golf.

  • Woman smiling.

    Dr. Schwanda Flowers

    Managing Director

    Recognizing that passion for ownership and personal relationships are key to small business success, Schwanda uses her vast experience in ownership and business planning to support business owners in accomplishing their goal of ownership or expansion of their business. As a former independent pharmacy owner, she understands what it takes to be a successful owner and entrepreneur. 

    At home, she and her husband enjoy traveling, playing golf, and spending time on the water or skiing in Colorado with their five children. They are active in the community and volunteer with local organizations dear to their hearts.

  • Woman smiling.

    Ashlee Moore

    Loan Officer

    With over a decade of experience in growing successful start-ups, Ashlee knows what it takes to build a successful business from the ground up. Her passion for entrepreneurship and seeing the dreams of a business owner come to fruition is the driving force behind her work funding small business ownership.

    Outside of work, Ashlee is passionate about animal welfare, and volunteers weekly at a local animal shelter. She is a lifelong athlete and martial artist, and loves participating in outdoor activities with her husband, children, and dogs. When there is down time, she enjoys reading and spending quality time with her family.

  • Woman smiling for camera.

    Kathy Daily

    Managing Director

    Being close to the agricultural industry her entire life, farmers trust Kathy Daily to lead them through the intricate aspects of agricultural loans and borrowing. Personal relationships drive her passion and Kathy is thrilled when clients call to tell her how much her dedicated work and knowledge means to them.

    Kathy cherishes her family. She especially loves spending time with her grandchildren.

  • Man smiling for camera.

    Kevin Walker

    Ag Lending Officer, SVP

    Texas poultry farmers appreciate Kevin for being shoulder-to-shoulder with them throughout the loan process. Whether securing funding for a new poultry farm or working to help existing owners retrofit or upgrade their poultry operation, he has the experience they value.

    Outside work, Kevin is an avid outdoorsman who enjoys hunting and fishing. Continuing the local agricultural tradition, he owns a small herd of registered Brahman cattle. Kevin and his wife are excited about being grandparents.

  • Woman smiling.

    Dr. Schwanda Flowers

    Managing Director

    Recognizing that passion for ownership and personal relationships are key to small business success, Schwanda uses her vast experience in ownership and business planning to support business owners in accomplishing their goal of ownership or expansion of their business. As a former independent pharmacy owner, she understands what it takes to be a successful owner and entrepreneur. 

    At home, she and her husband enjoy traveling, playing golf, and spending time on the water or skiing in Colorado with their five children. They are active in the community and volunteer with local organizations dear to their hearts.

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